Cashflow Forecast Templates for UK Business

Here we signpost some of the best cashflow forecast templates for UK business owners, which are available online for download – either free or low-cost. These cash flow planning tools should make forecasting easier in Microsoft Excel or other spreadsheet formats.

Compassheet – Cashflow Template

On the Compassheet Cashflow Template website, you can find free spreadsheet templates, plus a wide range of advice and services.

Compassheet cashflow template

Steve Carroll, the founder of, is a Chartered Management Accountant. He is a licensed Member in Practice of the Chartered Institute of Management Accountants.

He set up the Cashflow Template website to offer useful spreadsheet templates for Microsoft Excel and cashflow forecasting advice across a range of timely topics. Steve also runs Porterdale Business Consultancy based in Sheffield, South Yorkshire.

Visit to find a Covid-19 cashflow template, a Job Retention Scheme Planner and more.


Small Business Cash Flow Templates from Microsoft

Adequate cash flow is of course essential to the survival of any business. This Microsoft template can help you predict whether your business will have enough cash to meet its obligations.

Microsoft small business cashflow template

You may find it useful that projected cash balances below the minimum amount specified display in red. You can also see a chart of monthly balance projections.

Go to


British Business Bank

A cash flow forecast template available online as a free download. You can fill in the fields to automatically calculate total expenses and expected earnings.

British Business Bank cash flow forcecast

This organisation works with a national network of delivery partners based in England, Scotland, Wales and Northern Ireland. Those Delivery Partners are responsible for assessing final applications and providing ongoing mentoring support to successful applicants, as well as helping applicants to prepare their business plans and cash flow forecasts.

Visit for more information.



At Vertex42, you can download a free Cash Flow Statement template for Microsoft Excel. This cash flow tool can can augment your balance sheet and income statements.

Vertex42 cash flow statement

Vertex42 is run to help professionals and business owners to manage their time, finances, education and careers as well as possible, by providing easy to use tools in the way of high-quality spreadsheet templates, documents, calculators, calendars, and advice. All are designed to help educate and increase the productivity of their users.

Their team offers a collection of over 400 unique spreadsheet templates, which have been designed and created in-house over more than a decade.

Learn more at


Excel Skills

At Excel Skills you can create 5-year cash flow projections with their unique annual cash flow forecast template. It includes annual income statements, cash flow reports and balance sheets.

Cash flow forecast template from Excel Skills

The Excel Skills UK website is part of the global company that sells a unique range of Microsoft Excel templates in over 100 countries worldwide.

Visit to learn more.



Your cashflow statement is an important management tool and will complement your business planning processes. Download guides and templates from this trusted accountancy organisation.

ACCA cashflow planning

ACCA is the global trade body for professional accounts. They believe that accountancy is vital for economies to grow and prosper, which is why they work to build the profession and make society fairer and more transparent worldwide. The organisation has more than 227,000 fully qualified members and 544,000 future members across the globe.

See for cashflow examples and templates.



Download a free cash flow forecast template for Excel from Zervant. It is perfect for freelancers, sole traders, and small businesses in the UK.

Zervant cash flow template

Zervant was founded in 2010, and has since grown into a close-knit, hard working team of 40+ employees who are focused on making Europe’s best invoicing software. Currently their core markets are the UK, Germany, Finland, Sweden, France, Belgium and Austria.

See for their UK cash flow template.


The Business Accounting Basics

Cashflow forecasting may be needed to secure future investment into a company or by management. Get advice on how to prepare a cash flow forecast and use this sample template.

Cash flow forecast with The Business Accounting Basics

The Business Accounting Basics website is designed to provide SMEs with the tools and information they need to complete their accounts. You will also find this site very useful if you are an accountancy student.

Go to for their template.


iwoca Ltd

A cash flow forecast should give you more clarity on the money coming in and out of your business over the coming months and years.

Cash flow advice from iwoca Ltd

iwoca want small business owners to spend less time on paperwork and more time on running their businesses.

When a small business goes to the bank for finance, it can face long waits, endless forms and an absurdly rigid set of criteria. iwoca seeks to make the process less of a headache.

Visit for tools and advice.


Smartsheet Cash Flow Forecast Template

Here you can download free templates for Microsoft Excel and Google Sheets, as well as learning how to create a cash flow forecast.

Cash flow forecast template

To thrive amid the pressures of a dynamic environment, and especially during the Covid-19 pandemic, companies must simplify and streamline how their work is managed. The Smartsheet team believe that the most effective way to do that is with technology that everyone can find easy to use.

Visit to use their online tools.

Whether you run a small business or a larger company in the UK, you should find these websites and spreadsheet templates useful – even if you are new to cashflow forecasts.